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How Much Could You Potentially Borrow?

Discover your home buying potential with our easy-to-use affordability calculator. Get matched with a mortgage advisor for fee-free expert guidance on maximizing your budget and a more accurate estimate.

Crunch the Numbers
for Your New Home.

Simple calculators that show you different mortgage options and help you understand what may be affordable for your new home purchase.

Affordability Calculator Dream Home

Understanding Mortgage Affordability

Mortgage affordability is the amount a lender is willing to offer you based on your financial situation. Key factors that influence this include:

  • 1.
    Income: Your annual salary or combined household income.
  • 2.
    Deposit: The amount you've saved towards your home purchase.
  • 3.
    Expenses: Your regular outgoings and financial commitments.
  • 4.
    Credit score: Your history of managing credit and debt.
  • 5.
    Debt-to-income ratio: The proportion of your income that goes towards paying debts.

Remember, this calculator provides an estimate based on general criteria. Lenders have different policies and may consider additional factors. For a more accurate assessment of your borrowing potential, it's best to consult with a mortgage advisor.

How Does Mortgage Mapper Work?

How Mortgage Mapper Works Image

Steps

1

Share Your Details: Tell us about your property dreams.

2

Get Matched: We'll connect you with a suitable mortgage advisors for you and send you an introduction email.

3

Receive Expert Advice: Get tailored guidance for your individual circumstances.

4

Secure Your Mortgage: Move forward with confidence in your new home journey.

How Much Mortgage Can I Borrow?

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